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Health Insurance Under Parents Name

In order to get insurance through your parents, they have to have a plan that covers dependents. Most plans offer this, as they have to be open to people with children and spouses that also need coverage. However, you cannot get covered if your parents are on Medicare. If you’re considering joining your parents’ plan, […]

Is Medicaid a type of health insurance?

What is Medicaid? Medicaid is a health insurance program that offers free or low-cost insurance to low-income Americans, as well as those with disabilities and pregnant women in some states. Each state has different requirements for Medicaid and the benefits can vary by state. Many states have expanded their Medicaid coverage and now provide health […]

When does my health insurance end after termination?

Employer-sponsored coverage can end with the date of termination. Employers would likely try to cut any potential additional expenses and charges on their coverage. Employees must act to assert their rights and interests. Employees can keep any balance of coverage paid at the time of termination. Comparison shopping is the proven method for finding the […]

What if you don’t have health insurance?

The Affordable Care Act has the individual mandate that requires every eligible person to get qualified health insurance coverage. Those that do not get covered must pay a penalty tax for each month without insurance. With no health insurance, one must pay medical bills either when due or under the agreed terms. This can be […]

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