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What does “PD” stand for in health insurance?

Prescription drugs and the rising costs of them are central themes in health care in the US. As a background fact, drug prices are significantly higher in the US than in other similar advanced societies. There are many examples of designer brand drugs that cost three to four times more in the US than in […]

Health Insurance When I Am Retired

If you do not have retiree health coverage or you are not old enough for Medicare when you retire, you can purchase a health insurance plan on the Healthcare Exchange Marketplace. If you are eligible for retiree coverage from your job, but not already enrolled, you can qualify for premium tax credits from the Marketplace. […]

How to Qualify for Free Healthcare

How do I qualify for Medicaid? In states that expanded Medicaid, anyone with an income below 138 percent of the federal poverty level should qualify for free or low-cost insurance. This means that single individuals with an income of $16,643 or less and families of four with an income of $33,948 or less are eligible […]

How do you have a baby without health insurance?

If you’ve discovered that you’re pregnant and you don’t have health insurance, you may be a bit worried. This emotion is completely understandable. However, you don’t have to be worried. You do have options. The passage of the Affordable Care Act has created more options for women who find themselves in these situations. It is […]

When does it become mandatory to have health insurance?

When did it become mandatory to have health insurance? Beginning in 2014, it became a requirement for almost all Americans to have minimum essential health insurance coverage or they could face a fine when they file their federal tax returns. Some people are exempt from having to pay this fee such as low-income individuals, Native […]

When will government health care be available?

Contrary to popular opinion, the United States does offer government healthcare. The United States has had government healthcare since 1965. But the United States does not have the same type of government health care like other health care models around the world. Government healthcare in the US is only available to people with certain conditions, […]

What is Medicare in health care?

Medicare is a complete health care solution for older Americans. Providing hospital and medical coverage, Original Medicare is a government-run program for eligible senior citizens. It offers a wide network of doctors, hospitals, and other medical facilities. It includes inpatient and outpatient treatment and protection for those with long-term needs for medications. Medicare Advantage are […]

When does federal health insurance begin?

If you’re wondering about how to get health insurance from the federal government, you might be wondering how do you qualify. And if you qualify when does coverage start? Read on to find out what federal health insurance you might be eligible for. When you’re done, enter your zip in our free search tool to explore […]

When can I buy health insurance?

The individual mandate of the Affordable Care Act requires health insurance for every eligible resident. The federal rules set a sign-up period from November through the following January for enrollment.Called the Called the open enrollment, this is the designated time in which every qualified person has a right to buy health insurance. The open enrollment […]

When can you change health insurance plans?

The rule is that buyers may only change plans during the open enrollment period. Subscribers need an exception or extension to change plans after the open enrollment. Whether in open enrollment or at other times, subscribers can use comparison shopping to find the best fit for their individual or family needs. Know your options and […]

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