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What are narrow networks in health insurance?

Narrow networks are part of the trends in healthcare to trim expenses and focus the delivery of services on high-value medical providers. Most plans on the Obamacare Exchanges in 2017 have narrow networks; they consist primarily of HMOs with no outside network cost sharing. HMOs restrict consumers to their network providers and do not offer […]

What is a network health plan?

A network plan uses a wide group of medical care providers, hospitals, doctors, specialists, and pharmacies. The plan provider arranges low prices for services to is members. The services providers get the benefits of the high volume patient activity. Comparison shopping is an excellent way to select a Network Health Plan. The comparison shopping method […]

What is an EPO medical insurance plan?

The Exclusive Provider Organization is a style of managed care that offers low price incentives to members that use network resources. It is a common form on the Obamacare system. The incentives include low prices, low copays, low rates of coinsurance, and many services without regard to deductibles. The EPO does not pay for the […]

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