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What are “carve-outs” in health insurance?

Carve-out plans take specific diseases or categories of services and place them under control of a third party managed care organization. Usually, the carve-out involves higher priced services that will require additional payments from employees and beneficiaries. Some carve-outs involve specialized fields like mental health and drug abuse. The second type of carve-out creates employee […]

Is my eye care covered under health insurance?

Vision coverage is different than basic health insurance. A vision plan helps to cover annual eye exams, as well as the cost of lenses and frames for glasses. Some may even help pay for the cost of LASIK and similar surgical procedures. If you want vision insurance, you can either purchase an individual vision plan […]

Is my therapy covered by health insurance?

Whether or not therapy is covered by health insurance is a fairly complex issue. Some types of therapy may be covered, while others may not. Also, therapy that is covered may not be completely covered. In the past, therapy of any type was generally not covered by health insurance. However, as therapy has become more […]

Dental Insurance No Waiting Period for Major Services

Let us now look a bit closer at major services and how they relate to the terms and conditions of mostmajor dental insurance policies. This will help form a guide as you compare various insurance providers in the search of the one that best suits your needs. Find health insurance plans with dental benefits by […]

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