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When is an employer required to offer health insurance?

The Affordable Care Act (ACA) went into effect in 2014 after surviving a challenge in the Supreme Court of the United States. The most widely known aspect of the law is its requirement that all U.S. Citizens living in the United States, as well as many noncitizen residents, carry health insurance, certify an exemption, or […]

When did employer-provided health insurance start?

What started employer-based health insurance? In the early 20th century, most people paid their own health care costs and there was little reason or motivation for employers to be involved or offer healthcare plans. Some jobs that were seen as dangerous, such as the mining or railroad industry, did have company doctors due to the […]

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