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How do I compare health insurance plans?

Comparing Health Insurance Plans While many people who are employed will simply go with the single health care plan made available to them, this is not always the case. Families who can choose between the plans of two different parents for their dependents and those who get their healthcare policies through the healthcare.gov exchange are both […]

What does “UCR” in health insurance mean?

When you apply for a healthcare policy, you are preparing to enter into a contract with the provider. Just like auto or homeowner’s insurance, you will be obligated to abide by the terms and conditions of the contract. While this may seem easy, it can create a ton of confusion if you don’t understand the […]

What does “monthly premium” mean for health insurance?

The premium is the base price of a health insurance policy. It is the contract price for a period of coverage. The traditional arrangement is a one-year cycle with options to renew. Today’s typical health coverage adds a lot of costs and charges to the policy as users take advantage of the services they need. […]

What is a policyholder for health insurance?

A health insurance policy is a contract agreement made between an insurer (insurance company) and the insured (policyholder). The contract will contain specific legal language that offers to cover a certain amount of medical expenses in exchange for a monthly premium. The details of each policy can vary and the amount of premium, copay, deductible, […]

When can I buy health insurance?

The individual mandate of the Affordable Care Act requires health insurance for every eligible resident. The federal rules set a sign-up period from November through the following January for enrollment.Called the Called the open enrollment, this is the designated time in which every qualified person has a right to buy health insurance. The open enrollment […]

What questions should I ask when shopping for health insurance?

Shopping for and purchasing health insurance should not be based on advertisements and generic promises. It is necessary to ask questions and to understand the benefits that are being offered. Enter your zip above now to start comparing the best low-cost health insurance plans in your state! The advent of Affordable Care Act has, for […]

What should I look for when purchasing health insurance?

The open enrollment period is a critical time for purchasing a marketplace policy. It is the annual period in which every eligible person has a right to buy insurance. Comparison shopping is an excellent method for finding the features in a health plan that meet the consumer’s needs and preferences. One can group plans by […]

Why does college require health insurance?

College students are a generally healthy population, but there are many scenarios in which they are advised to seek medical care. Without the proper insurance, this medical care could be very costly. Colleges generally require their students to show proof of health insurance so that they can be sure that all of the young people […]

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