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When can you start using your health insurance?

With many people having the mistaken belief that their health insurance policy is valid the day that they sign the contract, this article aims to set the record straight. Here are a few basic principles to help you better understand this topic before we dive into the finer details. If you’re looking for health insurance, […]

How to Find a Health Insurance Broker

Are you looking for a health insurance broker? A health insurance broker is someone who works on finding the best health insurance for you based on your individual needs and health status. This has some advantages because it allows you to have access to a variety of insurance plans and companies. The Wall Street Journal […]

What is a Health Insurance Cooperative?

Since the Affordable Health Care Act has taken center stage recently due to the attempt of the Trump administration to repeal and replace Obamacare, many people are confused about some of the terminology being used to explain how it worked. Obamacare, based on The Affordable Care Act, has experienced many challenges and problems over the […]

How do I compare health insurance plans?

Comparing Health Insurance Plans While many people who are employed will simply go with the single health care plan made available to them, this is not always the case. Families who can choose between the plans of two different parents for their dependents and those who get their healthcare policies through the exchange are both […]

How to Cancel a Health Insurance Policy

Do you have an insurance policy that you need to cancel? If so, you are not alone. With the Affordable Care Act on the brink of collapse, legislators in the U.S. are feverishly working to come up with a better plan that gives more choice to the consumer. In the meantime, you should know what […]

What does “copay” mean in health insurance?

Having health insurance is certainly advantageous to both your physical and financial well being, but it does come at a cost. Your obligation is likely not over once you have paid the premium, Here is what you need to know about copays in a nutshell. Click here to find great policies from top health insurance […]

How do I know what health insurance I have?

When discussing the topic of health insurance, sometimes it can prove difficult to know exactly what kind of health insurance you have. There is public health insurance, such as Medicare or Medicaid, and private health insurance, such as Blue Cross or Aetna. Sometimes, you can even have health insurance from a variety of sources depending […]

How long should I keep my health insurance records?

Keeping your health insurance records intact can be essential to resolving all sorts of problems that might come up over the years. These records also contain a great deal of personal information on them and making sure that no one who should not have them does not obtain them is critical to your personal security. […]

How will the IRS know if I have health insurance?

The Affordable Care Act (ACA) was enacted in an effort to reform health care. One important aspect of the ACA was the individual mandate. This requires all Americans to be covered under a qualifying health insurance plan; otherwise, they are subject to a penalty. The IRS is the collecting agency for the penalty, and you’re […]

What is coinsurance in health insurance?

Coinsurance is a feature of modern health insurance that carries much of the true costs of insurance policy. The coinsurance is the consumer’s share of the costs of covered benefits and services. Comparison shopping can help find policies that favor network resources over coinsurance and outside resources. Find a healthcare plan you can afford by […]

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