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When does my health insurance expire?

There’s no way to know exactly when your health insurance will expire unless you do some research first. When you first become eligible for health insurance, you know exactly when it starts. The day your coverage becomes effective is listed on your policy, probably your insurance card, and is easy to find when you log […]

How to Go to the Doctor Without Health Insurance

If you do not have health insurance, there are some medical providers that will allow you to pay cash. These places are often called concierge clinics. The cost of medical services at these clinics will vary. Some might require you to pay the entire cost upfront while others might let you set up a payment […]

Health Insurance Under Parents Name

In order to get insurance through your parents, they have to have a plan that covers dependents. Most plans offer this, as they have to be open to people with children and spouses that also need coverage. However, you cannot get covered if your parents are on Medicare. If you’re considering joining your parents’ plan, […]

How to Qualify for Free Healthcare

How do I qualify for Medicaid? In states that expanded Medicaid, anyone with an income below 138 percent of the federal poverty level should qualify for free or low-cost insurance. This means that single individuals with an income of $16,643 or less and families of four with an income of $33,948 or less are eligible […]

What if you don’t have health insurance?

The Affordable Care Act has the individual mandate that requires every eligible person to get qualified health insurance coverage. Those that do not get covered must pay a penalty tax for each month without insurance. With no health insurance, one must pay medical bills either when due or under the agreed terms. This can be […]

Health Insurance Coverage When You Leave a Job

COBRA is an acronym that stands for the Consolidated Omnibus Budget Reconciliation Act of 1985. It requires that most companies continue to offer their group health insurance plan to employees after they have been terminated, laid off, or another change in employment that is considered a qualifying event under this particular act. COBRA is generally […]

When does the penalty for not having health insurance take effect?

Under current law regarding health insurance, people without “minimum essential coverage” or an appropriate exemption may be required to pay the penalty known as the “shared responsibility payment.” This article discusses when the penalty comes into play and provides a couple of examples to show how it works. Enter your zip above and compare rates […]

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